Critical Illness Expert Witness
Over 200 court appearances as a qualified insurance industry expert. Testimony in Federal and State Courts and FINRA arbitration.
Qualifications
Stephen C. Burgess brings over 30 years of direct insurance industry experience to every engagement.
Life Insurance Analyst
Rare industry designation held by few professionals nationwide
200+ Court Appearances
Federal and State Courts across multiple jurisdictions
50+ Depositions
Extensive deposition testimony experience
2,000+ Policies Issued
Firsthand underwriting and issuance experience at Penn Mutual
FINRA Series 7, 24, 63
Securities licenses demonstrating deep financial industry knowledge
FINRA Arbitration
Testified in FINRA arbitration proceedings
Areas of Expertise
Expert opinions for both plaintiff and defense — based on industry standards and case facts, not advocacy for a particular outcome.
Claims Standards of Care
Expert opinions on industry standards for claim evaluation, investigation, and decision-making
Underwriting Practices
Analysis of underwriting decisions, policy issuance, and application review procedures
Agent Conduct & Suitability
Opinions on agent practices, product suitability, and fiduciary responsibilities
Claims Investigation
Review of claims investigation procedures, evidence gathering, and internal processes
Denial & Approval Decisions
Assessment of whether claim decisions followed industry standards and policy terms
Bad Faith & Litigation Support
Expert analysis for bad faith claims, breach of contract, and insurance litigation
How to Retain Our Expert
Case Review
Send us the case details, relevant policy documents, and claim file. We'll assess whether our expertise aligns with the issues at hand.
Engagement & Analysis
We conduct a thorough review of the materials, research applicable industry standards, and develop our expert opinion based on the facts.
Report & Testimony
We deliver a written expert report and are available for deposition and trial testimony in any jurisdiction.
Expert Witness FAQ
Need an Insurance Industry Expert?
Contact us to discuss your case and determine if our expertise is the right fit for your matter.