Critical Illness Claim Guides
Expert guides on filing, appealing, and winning critical illness claims. Step-by-step advice from 30+ years of industry experience.
Why Critical Illness Policies Pay 25% Instead of 100%
Critical illness policies pay a percentage of your benefit amount, and the percentage depends on which category the insurer assigns your diagnosis. How to check the category and challenge it.
Critical Illness Rider Offers: Know the Factors Before You Accept
A living benefit offer is built from factors the insurer chooses, and most contracts won't let you file again for the same illness. What to verify before you accept a rider payout.
Seven Steps to a Full Critical Illness Payout
Getting a critical illness claim approved and getting it paid in full are different problems. How to claim the highest benefit category your diagnosis supports, before you submit.
Hiring a Claim Consultant vs. an Attorney
Understand the differences between a claim consultant and an attorney for your critical illness insurance dispute, including cost, approach, and when each is the right choice.
The 60-Day Deadline That Could Cost You Your Claim
Learn why the 60-day appeal window on critical illness claims is so important and how missing it can permanently forfeit your right to challenge a denial.
The Critical Illness Claim Appeal Process Explained
Understand how the critical illness insurance appeal process works, what to include in your appeal letter, and how to maximize your chances of overturning a denial.
How to File a Critical Illness Claim
A step-by-step guide to filing your critical illness claim correctly the first time, from gathering documents to submitting your claim package.
What to Do When Your Critical Illness Claim Is Denied
Step-by-step guide for policyholders facing a denied critical illness claim, from requesting the denial letter to building a winning appeal.
Need Help With Your Claim?
Our team has recovered over $250M for clients nationwide. Tell us about your situation and we'll let you know how we can help — at no cost.