Our Critical Illness Claim Services
From filing your first claim to fighting a denial in court — we cover every stage of the insurance claims process.
File a New Claim
Comprehensive claim preparation and filing. We handle every detail — forms, medical evidence, policy interpretation, and direct insurer communication. Filing correctly the first time dramatically reduces denials.
- Complete claim form preparation
- Medical records gathering and review
- Policy language analysis
Fight a Claim Denial or Low Offer
Your denial isn't final. We challenge unfair denials, independently recalculate inadequate offers, and negotiate directly with insurers to recover the full benefits you're owed.
- Denial letter analysis
- Independent claim recalculation
- Medical evidence review
Expert Witness Services
Over 200 court appearances as a qualified insurance industry expert. Opinions on standards of care, claim approvals and denials, underwriting practices, and claims handling procedures.
- Federal and State Court testimony
- FINRA arbitration testimony
- Deposition testimony
Why Choose Critical Illness Claim Advocate
We're not a law firm. We're insurance industry insiders who fight for you — faster, cheaper, and with decades of specialized experience.
10% Contingency Fee
You pay nothing upfront. Our fee is just 10% of what we recover — compared to 33–40% that attorneys charge.
90-Day Average Resolution
Direct insurer negotiation resolves most claims in 90 days. Lawsuits take 18–36 months.
30+ Years of Insider Knowledge
Our founder spent 13 years inside the insurance industry. We know how insurers think, evaluate, and make decisions.
Medical Team on Staff
Board-certified physicians, pharmacists, and nurses independently review your medical evidence.
Ready to Fight for Your Claim?
Get a free, no-obligation consultation. We don't get paid unless you do.