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File a New Critical Illness Claim

We prepare and file your claim from start to finish — so it gets approved the first time.

Our 6-Step Claims Process

Filing correctly the first time dramatically reduces the chance of a denial. Here's exactly how we handle your claim.

1

Free Consultation

We review your insurance policy, medical situation, and claim eligibility. You'll get an honest assessment and a clear plan — at no cost.

2

Policy Analysis

We analyze your policy language in detail to determine exact coverage, conditions, exclusions, and the strongest path to approval.

3

Medical Evidence Gathering

Our team — including board-certified physicians and nurses — independently gathers and reviews all relevant medical records to build your case.

4

Claim Preparation

We complete all claim forms, organize supporting documentation, and prepare a comprehensive claim file designed to minimize the chance of denial.

5

Filing & Insurer Communication

We file your claim directly with the insurer and manage all communication throughout the process. We track progress and push to prevent unnecessary delays.

6

Approval & Payment

We verify the insurer's calculations, confirm the correct benefit amount, and ensure you receive the full payment you're owed — not a dollar less.

Document Checklist

Don't worry if you don't have everything — we help you gather what's needed.

Insurance policy or policy number
Medical records and diagnoses
Attending physician statement
Claim forms from insurer
Death certificate (if applicable)
Prescription and treatment records
Hospital admission/discharge summaries
Prior correspondence with insurer

Filing a Claim FAQ

Ready to File Your Claim?

Get a free consultation. We'll review your policy and tell you exactly what to expect.